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So Where Do I Find Car Insurance For Under £2022.30?

Insurance Expensive Under 25

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#1 spuk87

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Posted 04 March 2012 - 05:58 PM

Every fcuking year :rolleyes: .

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Haven't had a renewal quote come through from Adrian Flux, it's due on 15th March. Is that normal?

So far the picture is my best result thumbsdown.

#2 Goosenka

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Posted 04 March 2012 - 06:00 PM

My best was £15k

#3 -Dab-of-Oppo-

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Posted 04 March 2012 - 06:03 PM

Jesus that's alot, your not much younger than me are you? Are your mods taken into account if that is just a price comparison site? Have you tried Sky insurance they have allways been the best for me.

#4 Zoobeef

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Posted 04 March 2012 - 06:24 PM

Add your mum as a named drive or a female you live with over 25. Keep on the drive rather than garage. Make sure the amount of miles you will do is accurate.

#5 fiveoclock

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Posted 04 March 2012 - 06:29 PM

If I am right you are 25 on 21st April, If you can wait CCI insure over 25's

#6 The Batman

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Posted 04 March 2012 - 06:34 PM

cci also insure 23 year olds :ninja: ring need to insure thumbsup

#7 spuk87

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Posted 04 March 2012 - 06:40 PM

If I am right you are 25 on 21st April, If you can wait CCI insure over 25's

cci also insure 23 year olds :ninja:

ring need to insure thumbsup

Was thinking of SORNing till my birthday then trying CCI actually, but will try need to insure first. Cheers Joe, I take back my immature comment now you've been useful to me :lol: .

Zoobeef - have already tried the 'tricks' as it were, this is the best including those. Only thing I've found to improve is increasing voluntary excess to £1000 drops the quote another £250ish.

Dab of Oppo - haven't tried Sky before but will try a quote now.

#8 The Batman

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Posted 04 March 2012 - 06:41 PM

:lol: nothing will be as cheap as if you where to wait though..

#9 fiveoclock

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Posted 04 March 2012 - 06:44 PM

cci also insure 23 year olds :ninja:


If you say so, I heard it was 25

#10 The Batman

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Posted 04 March 2012 - 06:45 PM

it is 25 but if you go through need to insure they somehow avoid this issue all of my insurance docs are from cci yet i am 23

#11 fiveoclock

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Posted 04 March 2012 - 06:45 PM

Have you considered a sex change :P

#12 MrSimba

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Posted 04 March 2012 - 07:28 PM

Give Matt a call at 'Henderson Taylor' it will be the modifications jacking the price up through 'regular' insurance companies Pay £300 less on a st4 Turbo with 'open' modifications clause (i/e I can do anything to the car except increase the power without telling them!) than my 'old' unmodified Elise through Confused.com * both polices were with Aviva as well! - give Matt a call top bloke!

#13 turbobob

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Posted 04 March 2012 - 07:29 PM

Si, on Admiral add several named drivers, preferably all female, over 60 and retired for your best bet (just stick some made up details in to a made up policy. This way you can change different bits until you have squeezed the admirals balls as hard as you can, then start a brand new quote using real details). Declare car on drive not in garage, and have a play around with your job (I found engineer was cheaper than manager. I think I can get away with it as I am a Production Engineer Manager). Also, try a 10 month policy to get a bonus accelerator. Incidentally, who are you currently insured with and what was your previous premium?

#14 spuk87

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Posted 04 March 2012 - 07:51 PM

Cheers for the advice fellas, will start dealing with it properly tomorrow. Currently with Adrian flux at £915! Only a doubling in price then :rolleyes:

#15 Adam_B

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Posted 05 March 2012 - 12:06 AM

Price comparison sites are a waste of time imo. Its old school but ringing round and bouncing prices from one company to another is the best way.

#16 Nev

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Posted 05 March 2012 - 11:44 AM

Are you guys saying it usually cheaper to declare the car as parked on a driveway than a garage? If so, why? I would have thought a car would be far safer in a garage...

#17 spuk87

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Posted 05 March 2012 - 11:53 AM

Are you guys saying it usually cheaper to declare the car as parked on a driveway than a garage? If so, why? I would have thought a car would be far safer in a garage...

Yep - but it's only true for some insurers, Admiral group being one of them. Their explanation to me was that it's easier to steal a car from a garage than off the street (not sure where driveway fits into that equation), by breaking in and stealing the keys rather than the old-school hotwire method.

#18 Sammy

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Posted 05 March 2012 - 12:18 PM

Are you guys saying it usually cheaper to declare the car as parked on a driveway than a garage? If so, why? I would have thought a car would be far safer in a garage...


For me, I found the road was cheapest and Driveway and garage added £10 onto the price.

#19 Goosenka

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Posted 05 March 2012 - 01:03 PM


Are you guys saying it usually cheaper to declare the car as parked on a driveway than a garage? If so, why? I would have thought a car would be far safer in a garage...

Yep - but it's only true for some insurers, Admiral group being one of them. Their explanation to me was that it's easier to steal a car from a garage than off the street (not sure where driveway fits into that equation), by breaking in and stealing the keys rather than the old-school hotwire method.


and also there was a comment from an insurer I spoke with that accidental damage claims rose when in the garage.

#20 ItsLikeAnElise

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Posted 05 March 2012 - 01:10 PM

I'm 22 and I pay £700'ish per year with Elephant on an NA.





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