278 replies to this topic

[siztenboots]

has anybody actually claimed?

 

if not, then we should be able to negotiate a club scheme with a better risk profile

[P11 COV]

 

Just renewed my insurance. Forgot about it until today when it ran out so had no time to look around. Anyway it hadn't gone up....£349 like last year. However I was told I had unlimited trackdays last year but the renewal says 6. Also increased excess in Nov and Dec. The increased excess in Nov and Dec is interesting. I could understand it being as it's winter?  But what about Jan and Feb?  Any thoughts on that?  

Trackday Insurance

Your policy comes with 6 UK and EU trackday insurance. You must notify us at least one working day before the event by email info@hendersontaylor.co.uk to be insured to do the event

Trackday excess is different to your normal excess, its 10% of the vehicle value however in  November and December Its 20% 

 

 

 

 

My email said the same will have to ask about this as he also said unlimited TDs Think it's only new customers which get limited tds

 

 

That doesn't make sense as I was an existing customer renewing.

[gaffer1986]

Just renewed my insurance. Forgot about it until today when it ran out so had no time to look around. Anyway it hadn't gone up....£349 like last year. However I was told I had unlimited trackdays last year but the renewal says 6. Also increased excess in Nov and Dec. The increased excess in Nov and Dec is interesting. I could understand it being as it's winter?  But what about Jan and Feb?  Any thoughts on that?   Trackday Insurance Your policy comes with 6 UK and EU trackday insurance. You must notify us at least one working day before the event by email info@hendersontaylor.co.uk to be insured to do the event Trackday excess is different to your normal excess, its 10% of the vehicle value however in  November and December Its 20%           

My email said the same will have to ask about this as he also said unlimited TDs Think it's only new customers which get limited tds

I think new customers also only get 6 track days now. Then £25 per subsequent track day.

[CHILL Gone DUTCH]

So am I but think it's a generic email Will give him a phone after my days at work to ask

[CHILL Gone DUTCH]

Existing customers was unlimited track day cover

[Sutol]

FFS my insurance policy document quite clearly says 5 track days only. It's ERS you'll be haggling over a claim with not HT!!!

 

What do others have on their insurance policy document - not an email from Matt??

[gaffer1986]

FFS my insurance policy document quite clearly says 5 track days only. It's ERS you'll be haggling over a claim with not HT!!!   What do others have on their insurance policy document - not an email from Matt??

Can't argue with that.

[siztenboots]

mine is up for renewal , so I emailed to check , I asked for the key points of the policy 

 

Agreed value

Free Trackdays UK & EU

Fully comprehensive UK & EU

Legal cover UK & EU

[Sutol]

mine is up for renewal , so I emailed to check , I asked for the key points of the policy    Agreed value Free Trackdays UK & EU Fully comprehensive UK & EU Legal cover UK & EU

emailed from Matt yes?

[ArticMonkey]

Renewed today with agreed value and unlimited TD's also. Stage ??? Harrop all singing all dancing 9 YNC aged 28 for £570. It seems ERS offer different perks for different brokers. A1 insurance couldn't match HT on agreed value if I were to park my car on my drive instead of the garage. Also only 5 TD a year. I'm happy with everything and the service from Matt.

[Kieran McC]

Renewed today with agreed value and unlimited TD's also. Stage ??? Harrop all singing all dancing 9 YNC aged 28 for £570. It seems ERS offer different perks for different brokers. A1 insurance couldn't match HT on agreed value if I were to park my car on my drive instead of the garage. Also only 5 TD a year. I'm happy with everything and the service from Matt.

What mileage per annum restriction have you got or is it unlimited ?

[Mattyboi]

I got mine insured with them last month, here are the details:-

• Age = 33
• Sole driver
• Job = Mechanical development engineer.
• Clean licence - held for 16 years.
• VX220 NA 2003.
• 8000 limited miles
• Garaged at home
• Social Domestic and Pleasure, commuting.
• 9 years NCB on another car.
• Mods declared (Coilovers, ITG carbon intake, full exhaust, TMS remap, uprated brakes, interior carpets and carbon trim, front splitter plus turbo spoiler)
• £250 total excess
• Unlimited UK and EU trackday cover
• Agreed value = Approx 8K but getting this arranged at the moment.

 £388

Edited by Mattyboi, 10 May 2016 - 08:51 PM.

[gaffer1986]

Got to be worth more than £8k?

[ArticMonkey]

Renewed today with agreed value and unlimited TD's also. Stage ??? Harrop all singing all dancing 9 YNC aged 28 for £570. It seems ERS offer different perks for different brokers. A1 insurance couldn't match HT on agreed value if I were to park my car on my drive instead of the garage. Also only 5 TD a year. I'm happy with everything and the service from Matt.

What mileage per annum restriction have you got or is it unlimited ?

I'd have to check but think it's about 4000miles.

[Chris P Duck]

Just renewed my insurance. Forgot about it until today when it ran out so had no time to look around. Anyway it hadn't gone up....£349 like last year. However I was told I had unlimited trackdays last year but the renewal says 6. Also increased excess in Nov and Dec. The increased excess in Nov and Dec is interesting. I could understand it being as it's winter?  But what about Jan and Feb?  Any thoughts on that?  

Trackday Insurance

Your policy comes with 6 UK and EU trackday insurance. You must notify us at least one working day before the event by email info@hendersontaylor.co.uk to be insured to do the event

Trackday excess is different to your normal excess, its 10% of the vehicle value however in  November and December Its 20% 

 

 

 

 

 

My email said the same will have to ask about this as he also said unlimited TDs Think it's only new customers which get limited tds

My email said unlimited track days but the paperwork said 5 or 6 (I forget which) included in the premium. I called him up about it and he said the email said unlimited track days, it did not say unlimited track days included. So 5 are free and you can pay for as many additional ones as you like after that. Hence no limit on the amount you can do in a year, if you pay for them. A bit cheeky and close to being purposefully misleading if you ask me. I urge anyone who thinks they have unlimited track days to ring up and check. I'm also worried about this not counting no claims thing, it's my only insurance policy as my other car is insured through my work, I don't want to loose my 10 years no claims and start from zero again if/when I change.

Edited by Chris P Duck, 10 May 2016 - 09:37 PM.

[Ivor]

Just renewed with matt £286 tubby stage 4, 6 track days, bargain.

[Sutol]

I'm obviously not very clear on this. On the insurance policy from ERS I have only 5 TDs. I have been told by HT that I have unlimited TDs. If I have a 6th track day who's going to stump up if I have a prang?

[gaffer1986]

How does ERS know how many track days you've had?

[Sutol]

How does ERS know how many track days you've had?

good question! I called them and basically they don't, they rely on the broker to keep track. So if say you have to make a claim on your 8th track day, presumably Matt will have to fib and tell them it was your 4th or something. If serious injury was involved then Matt would find himself under a bit of pressure.

[gaffer1986]

That's what I assumed Maybe we should keep it quiet for all our benefit.