8089 replies to this topic

[furtive]

 

For a lot of people if they specialise in the IT or financial market, then a lot of the available work is in London. 

 

 

Exactly. I work in IT in financial markets. As much as I would love to move out of London commuterville if I did I wouldn't find any work doing what I do.  

[Sammy]

Have you spoken to a building society rather than a bank. As places like YBS tend to be more human in their analyses. If you are talking to HBoS / RBS / HSBC it is is simply computer, no human influence. My brother has just been through a breakup and had to make some considerable adjustments with his lender (a building society) and they were both helpful and flexible.

 

Nationwide said they'd lend me 5x a single salary 2 years ago. Affording 5x was another matter!

[turbobob]

Sadly Stuwy after going through a mortgage application myself recently, it's a proper ball ache having going through the "affordability" checks. Despite me paying £600 per month on my rent and best part of £250 a month on loan payments (making £850 per month), the loan was paid off meaning that I could carry on paying £850 a month on a mortgage. My mortgage is £900 per month, but the building society said I couldn't afford it. Well Sherlock, I was already paying it and not in financial difficulty. Suck my balls you awkward fuckers!

[siztenboots]

this was why it was common to get the broker to adjust the wages figure on the forms

[Zoobeef]

Part of the cost of fitting new tyres is to dispose of your old ones. Why is the cost not reduced when you take the old ones with you?

 

My next garage will have a tyre fitting and balancing machine.

[moospeed]

Zoobeefs stepsister

  There's 2 of the oxygen thieves.

Don't worry Cinderella, you shall go to the ball.

[Zoobeef]

Ordered a new front door and repeatedly stated my measurements were brick to brick. Didn't notice until the old one was out that they had made it exact to my measurements. Brilliant.

It's in now but I had to shave the edges down

 

I imagine the window I also ordered will be the same.

 

Sadly they've been sat in my dining room since April.

[Andrew aka Stuwy]

Sadly Stuwy after going through a mortgage application myself recently, it's a proper ball ache having going through the "affordability" checks. Despite me paying £600 per month on my rent and best part of £250 a month on loan payments (making £850 per month), the loan was paid off meaning that I could carry on paying £850 a month on a mortgage. My mortgage is £900 per month, but the building society said I couldn't afford it. Well Sherlock, I was already paying it and not in financial difficulty. Suck my balls you awkward fuckers!

 

 

they are retarded

[Captain Vimes]

[color=#222222;][font="arial, sans-serif;"]The dealer delivering our new car.[/color][/font]

 

[color=#222222;][font="arial, sans-serif;"]Ordered in February[/color][/font]

[color=#222222;][font="arial, sans-serif;"]Due at dealer: 26th May[/color][/font]

[color=#222222;][font="arial, sans-serif;"]Arrived at dealer: 28th May[/color][/font]

 

[color=#222222;][font="arial, sans-serif;"]Spoke to them on the 28th... [/color][/font]

 

[color=#222222;][font="arial, sans-serif;"]  Company: [font="arial, sans-serif;"]"Your car is now in stock, we just need to complete a pre delivery inspection and arrange delivery to you"[/color][/font][/font]

[color=#222222;][font="arial, sans-serif;"]  Me: [font="arial, sans-serif;"]"Great - I can be flexible on delivery, when's the first date you can get it to me?"[/color][/font][/font]

[color=#222222;][font="arial, sans-serif;"]  Company: [font="arial, sans-serif;"]"9th of June"[/color][/font][/font]

[color=#222222;][font="arial, sans-serif;"]  Me: [font="arial, sans-serif;"]"That's nearly 2 weeks away. Can't I come and collect it? Where is it, can I collect it?"[/color][/font][/font]

[color=#222222;][font="arial, sans-serif;"]  Company: [font="arial, sans-serif;"]"Not sure, possibly Luton?"[/color][/font][/font]

[color=#222222;][font="arial, sans-serif;"]  Me: [font="arial, sans-serif;"]"OK, I'll wait until the 9th June"[/color][/font][/font]

 

[color=#222222;][font="arial, sans-serif;"]Queue a phone call on the 8th June:[/color][/font]

 

[color=#222222;][font="arial, sans-serif;"]  Company:- [font="arial, sans-serif;"]"We checked over your car today and noticed it needs a new part. It needs ordering from France..."[/color][/font][/font]

 

[color=#222222;][font="arial, sans-serif;"]WTF have they been doing for the last 2 weeks? Why leave it until the day before it's due to be delivered to even look at it?[/color][/font]

 

[color=#222222;][font="arial, sans-serif;"]  Me: [font="arial, sans-serif;"]"OK. Can we book a delivery slot now because I don't want to wait for a week for it to be repaired and then another 2 weeks for a delivery slot as it'll be July then. You've had it there since May and I originally ordered it in February"[/color][/font][/font]

[color=#222222;][font="arial, sans-serif;"]  Company: [font="arial, sans-serif;"]"Umm no, we can't book a delivery slot until it's ready to be delivered. We'll put a note on the system for you"[/color][/font][/font]

 

 

[color=#222222;][font="arial, sans-serif;"]Me: AAAAaaaaarrrggghhhh!...[/color][/font]

 

[techieboy]

My neighbour. Not only has he got an orange Aventador, he's now got a brand new Aston V12 Vantage S convertible in a lovely Gulf'ish blue colour. Sounded even nicer than the Lambo at lower rpm's though I doubt it will sound as good at 7k rpm. I can barely afford to run 2x4 cylinders, let alone 2x12 cylinders. Wrong career.

[Zoobeef]

I want those kind of neighbours. Mine are just waiting to die.

[techieboy]

It's not all good. He had the roof up.

[slindborg]

did he have the "fcuking hell the world has ended" button pressed?

[techieboy]

Distinctly possible, me thinks.

[Rudy]

Some new housing being built across the road from me. They've dug up the road half a dozen times to lay pipes, cables and erm more cables. Got home tonight, temp traffic lights back out and their digging it up again. Ffs

[Renny]

Selfie fecking sticks.

[Ormes]

Selfie fecking sticks.

Try working in bath... selfie stick capital of the uk!

[Goosenka]

Selfie fecking sticks.

Walking dogs the other day and walk passed a group of kids. East London so you never know what the fcuk they are upto. Didn't think anything of it and carried on walking through the woods. All of a sudden some prick jumps out beside me holding a stick and I thought he was gonna twat me. I reacted rather angrily and rather without thinking, grab the stick and smashed him with it. fcuked phone and bent stick. He said he wanted to take a surprise selfy with me looking all shocked. He threatened to call the police of which i said yea the police will really understand and sympathise with you jumping out and someone in woodland holding a weapon. Prick.

[Mangham54]

Selfie fecking sticks.

Walking dogs the other day and walk passed a group of kids. East London so you never know what the fcuk they are upto. Didn't think anything of it and carried on walking through the woods. All of a sudden some prick jumps out beside me holding a stick and I thought he was gonna twat me. I reacted rather angrily and rather without thinking, grab the stick and smashed him with it. fcuked phone and bent stick. He said he wanted to take a surprise selfy with me looking all shocked. He threatened to call the police of which i said yea the police will really understand and sympathise with you jumping out and someone in woodland holding a weapon. Prick.

There is no emoticon to summarise my emotions... fcuking brilliant.

[Zoobeef]

A photo of you doing that would have been brilliant